National Capabilities at Competitive Rates
With more than 100 lawyers representing financial institutions – banks as well as non-bank lenders and insurance companies – financial services savvy is in McGlinchey’s DNA. We have represented virtually every major financial institution in the world, many of which have been our clients for 10 years or more, some for more than 20 years. We also have extensive experience advising regional and community banks, working with them to craft legal and business solutions to address their unique requirements.
We are highly collaborative, aligning our service delivery with clients’ changing needs and continuously looking for opportunities to bring added value with training for in-house counsel, site visits, lawyer secondments, diversity initiatives, and more. With offices coast to coast, we provide 50-state capabilities with a highly competitive rate structure.
Consumer Financial Services. Recognized by Chambers USA with a Nationwide ranking in Financial Services Regulation: Consumer Finance (Compliance), we have both deep and broad experience advising clients on the full universe of operational, regulatory compliance, and transactional issues as well as mortgage litigation, other lender liability actions, and related litigation issues. We deliver 50-state advice and solutions to clients regarding real property finance and residential leasing, personal property finance and leasing, auto finance (including auto finance floorplan workouts), manufactured housing finance, Fintech, state and federal examinations and investigations, licensing, cybersecurity and data privacy compliance, education finance, credit card programs, payment systems and money services businesses, credit reporting, vendor management, ancillary products, manufacturer and seller warranties, deposit products, Bank Secrecy Act and anti-money laundering, electronic contracting, transactional support, and due diligence, as well as daily compliance support.
Commercial Financial Services. Clients appreciate our deep understanding of how banks work. Being well versed in credit approval, negotiation, closing, post-closing and clean up, funding, and use of funds, they never have to correct a McGlinchey attorney for overstepping or failing to anticipate the right next step. We negotiate and document loans in both syndicated and single financial institution transactions with both multiple- and single-entity borrowers. Our clients include both financial and non-financial sector entities. We regularly issue general and local counsel closing opinions in commercial finance and commercial real estate transactions, as well as merger and acquisition transactions. Our lawyers handle complex credit facilities secured by all types of collateral.