Insights / eventsInsights
Insights / events

Presentation

Coming to America: Regulatory Considerations and Solutions

Read Time: 1 min

Do you want to move business operations into the United States but don’t know where to begin on banking?

Member Aaron Kouhoupt (Cleveland) will present “Coming to America: Regulatory Considerations and Solutions” at the Money 20/20 Conference on June 7, 2023, in Amsterdam. From federal and state law interplay to state licensing requirements for banking activities (and non-bank activities), as well as possible solutions and strategies to mitigate risk, move fast, and how to maximize market opportunities, this session will discuss the regulatory hurdles that foreign entities face when moving into the United States.

Learn more.

Insights

Deep Dive into Consumer Finance

Introduction: A Deep Dive into Privacy

January 27, 2023

The world of cybersecurity and privacy have grown exponentially in recent years, both on the federal and state level. A pandemic-driven shift to remote has increased social media interaction, and electronic communication with state and federal governments increasingly focused on big data and the use and sharing of consumer information.

Alert

OCC Advises “Careful and Cautious” Approach to FinTech-Bank Partnerships

October 3, 2022

On Wednesday September 7, 2022, acting Comptroller of the Currency Michael J. Hsu gave remarks in New York City at the Clearing House + Bank Policy Institute Annual Conference. Hsu’s remarks were focused on measures the OCC is taking to build stronger trust among consumers in the banking system.

Event

Webinar: When Is Virtual Currency Treated as Currency Under State Law

September 30, 2022

Virtual Currency, Digital Currency, or Cryptocurrency: no matter the term used to describe this trending form of monetary value, incorporating it into your business may trigger money services regulatory concerns as well as other regulatory considerations. FinCEN and many individual state regulatory agencies oversee the transmission of non-fiat value to consumers. In addition, a Fintech may have additional regulatory obligations despite partnering with licensed entities to conduct business.

Deep Dive into Consumer Finance

Podcast: A Deep Dive into DeFi, or Decentralized Finance

August 22, 2022

In this episode of "More with McGlinchey," Aaron Kouhoupt and Robert Savoie (Cleveland) discuss the fascinating and vibrant world of decentralized finance, blockchains, virtual and cryptocurrency.

In the Media

Navigating Data Privacy Compliance

August 18, 2022

Aaron Kouhoupt and Paul Lysobey (Cleveland) sat down with Auto Finance News to discuss the landscape of data privacy and what lenders need to know to comply with the changes. 

Deep Dive into Consumer Finance

Introduction: A Deep Dive into DeFi Decentralized Finance

August 9, 2022

The world of decentralized finance, blockchains, virtual and cryptocurrency have grown exponentially in recent years. Many financial institutions are looking to enter or expand their operations in the digital economy, but the regulatory environment gives many pause.

Published Article

FinTech Regulation: How True Lender, Valid-When-Made, and the Fight About Usury Impact FinTech Business Models

April 27, 2022

The laws governing FinTechs have continued to develop. One prominent business model utilized by FinTech companies involves partnerships with traditional depository institutions, often state-chartered, FDIC-insured community banks. In the context of this model, the non-depository FinTech companies and traditional depository institutions act together to offer consumer financial services and products.