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Insights / events

Presentation

How to Manage Payment Fraud Risks and Dispute Resolution Obligations

Read Time: 1 min

Member Aaron Kouhoupt (Cleveland) will participate in a CLE program on “How to Manage Payment Fraud Risks and Dispute Resolution Obligations” during the American Bar Association (ABA) Business Law Hybrid Section Annual Meeting on Friday, September 16, 2022.

Aaron and his fellow panelists will discuss dispute resolution obligations for various parties within payment systems, from traditional depository financial institutions to P2P payment providers, to other FinTechs. They will particularly focus on recent developments in dispute resolution, including the impact of the CFPB’s Regulation E FAQs and the movement to provide consumers financial relief from fraud.

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Insights

Deep Dive into Consumer Finance

Understanding DeFi: Words Have Meaning, But What Do They Mean?

September 8, 2022

Perhaps the most challenging (and intimidating) part of Decentralized Finance is understanding all the terms and industry jargon—many of which are new and technical while others are as old as time but commonly misunderstood.

Presentation

The Shifting Data Privacy and Data Protection Landscape

September 19, 2022

Sandy Shatz (Irvine) will participate in a panel discussion on the ever-present concerns around data protection and privacy on September 19, 2022, at the Mortgage Bankers Association (MBA) Regulatory Compliance Conference in Washington, DC.

Published Article

FTC’s Proposed Dealer Trade Rules Sets Sights on “Add-on” Product Sales

August 12, 2022

On July 13, 2022, the FTC’s proposed Motor Vehicle Dealers Trade Regulation Rule, was published in the Federal Register. The FTC’s stated purpose of the proposed rule is to "protect consumers and honest dealers by making the car-buying process more clear and competitive". More specifically, the FTC believes consumers do not know the true cost of the vehicle they purchase and finance, and that consumers unknowingly purchase or are tricked into purchasing Add-on products without knowing its costs, benefits, that the Add-on products are optional, or that they are even purchasing Add-ons for the vehicle at all.

Deep Dive into Consumer Finance

Introduction: A Deep Dive into DeFi Decentralized Finance

August 9, 2022

The world of decentralized finance, blockchains, virtual and cryptocurrency have grown exponentially in recent years. Many financial institutions are looking to enter or expand their operations in the digital economy, but the regulatory environment gives many pause.

Published Article

Federal Reserve Board Updates Regulation O FAQs

August 1, 2022

On July 8, 2022, the Federal Reserve Board (“Board”) updated “Question 3” of its frequently asked questions (FAQs) regarding Regulation O, “Loans to Executive Officers, Directors, and Principal Shareholders of Member Banks.” In the update, the Board clarified that a bank’s payment of premiums as part of a split-dollar life insurance arrangement is not an improper extension of credit to an insider if certain conditions are met.

Presentation

E-Signature, E-Contract, and Remote Notarization: Regulatory Developments and Recent Enforceability Decisions

August 1, 2022

Aaron Kouhoupt (Cleveland) will co-present a Stafford CLE webinar on Thursday, August 4, 2022, to review the most recent state and federal updates regarding the use of e-signatures, e-contracts, and remote notarization. The panel will discuss the expansion of e-contracts in previously restricted industries and recent decisions about the enforceability of e-contracts in general and particular provisions, including mandatory arbitration clauses.