I chose to become an attorney because I wanted to help people. I strive to be a fierce advocate and rational counselor to my clients, and believe in communicating the good, the bad, and the ugly at the outset of any matter so that nobody is blindsided. Maintaining a respectful and cordial approach with all parties involved is essential to obtaining success in litigation.

Jennifer D. Cruz represents national banks, lenders, servicers, and others in state and federal court and in arbitrations. In particular, she advises clients in claims brought under the Fair Credit Reporting Act (FCRA), Home Ownership and Equity Protection Act (HOEPA), Equal Credit Opportunity Act (ECOA), Regulation Z, Truth in Lending Act (TILA), Fair Debt Collection Practices Act (FDCPA), and Fair and Accurate Credit Transactions Act (FACTA), as well as state unfair trade practices laws.

With significant experience in restructuring and insolvency litigation, Jennifer represents debtors, creditors, and bankruptcy trustees in consumer and commercial bankruptcy matters under Chapters 7, 11, and 13. She previously served as a judicial law clerk for the U.S. Bankruptcy Court in the Central District of California. Her experience on all sides in the bankruptcy arena, combined with her law clerk experience, allows Jennifer to analyze the client’s issue from every party’s perspective to formulate a comprehensive legal strategy.

Jennifer leverages her background in restructuring and insolvency to provide comprehensive legal representation in financial services litigation matters. She approaches every case with a thorough analysis of the financial data at hand to provide a proactive litigation strategy when navigating clients through complex and often contentious financial disputes. Jennifer enjoys being in the courtroom and has experience in motion practice and trial advocacy.

During law school, Jennifer balanced working full-time as a law clerk at a bankruptcy law firm while attending classes in the evenings and serving as a Southern University Law Review member. Bringing her experience full circle, Jennifer has experience as an Adjunct Professor teaching Bankruptcy Law and the Louisiana Bar Preparatory Course at Southern University Law Center.