Most clients in our practice area seek a lawyer who understands their business, can review and understand complex financial records to assess allegations, and recommend appropriate action that not only addresses legal concerns but also takes into consideration all business implications. That’s why they come to me.
Nicole Johnson helps loan servicers, mortgage loan beneficiaries, and foreclosure trustees resolve federal and state litigation, including lawsuits stemming from allegations made under the Fair Credit Reporting Act (FCRA), the Real Estate Settlement Procedures Act (RESPA), and the Telephone Consumer Protection Act (TCPA). She has handled matters in state and federal courts, Courts of Appeal, the Ninth Circuit, and the Bankruptcy Appellate Panel.
In addition, Nicole works with financial institutions to respond to complaints made with the Consumer Financial Protection Bureau (CFPB) and the Department of Financial Protection and Innovation (DFPI). She has particular strengths in guiding clients through investigative inquiries relating to fraud and confidential financial information led by the Federal Bureau of Investigation (FBI), the Internal Revenue Service (IRS), the Department of Justice (DOJ), and various other regulatory agencies.
Before joining McGlinchey, Nicole led the work and work product of more than 20 attorneys. Under her leadership, the team managed case closings, settlement agreements, client procedures, and client correspondence for the firm. In that role, she took pride in training the lawyers under her.
Particularly since the COVID-19 pandemic, one considerable challenge facing many consumer financial services clients has been staying ahead of changes to the law. Nicole counsels her clients on dealing with top-of-mind issues like foreclosure and eviction moratoriums in states and jurisdictions where they operate.
Clients appreciate Nicole’s deep understanding of their business, financial challenges, and objectives. They count on her to regularly update them on developments and provide practical solutions to regulatory changes so that they can adjust their practices, accommodate the new rules, and move forward.