Having handled litigation, bankruptcies, and transactional work, I’m very efficient at getting to the root of matters and zeroing in on potential issues to reach an effective resolution. Whether I’m handling a dispute or a deal, I know clients don’t want any matter dragged out over time. I make a point to manage projects the way I would want them handled if it were my reputation, operations, or money on the line.
Zina Gabsi is a rare hybrid attorney who represents financial services companies in both litigation and transactional matters. She has a focus on representing lenders in bankruptcy, creditors’ rights disputes, and workouts. With broad litigation experience, Zina handles officer, director, and shareholder derivative disputes, LLC partnership disputes, and trade secret litigation.
Given her career focus on the financial services industry, she brings a depth of understanding to not only bankruptcy matters, but also commercial disputes and claims brought under Federal and state consumer protection statutes. In particular, she advises on the Florida Consumer Collection Practices Act (FCCPA), Real Estate Settlement Procedures Act (RESPA), Telephone Consumer Protection Act (TCPA), Truth in Lending Act (TILA), and others.
When financial institutions are involved in transactions, Zina represents lenders in due diligence including but not limited to reviewing municipal lien searches, title work, and advising clients on risk assessment and compliance with local and federal regulations. When preparing the financing documentation for commercial loans, Zina is adept at managing negotiations and seeing real estate and asset backed closings through from start to finish.
Zina’s versatility positions her to structure her deal documents to avoid pitfalls that could lead to disputes down the road. When a dispute arises, she quickly hones in on the inherent issues presented by the underlying contracts or policies. Her background also includes representing condominium associations and Homeowners Associations in various real estate matters. She previously served as Managing Attorney for a small legal team and has represented clients ranging from regional banks to Fortune 500 companies.